The fastest way is to complete the online application on this page — it only takes a couple of minutes. Once you submit, a member of our finance team will reach out to guide you through the next steps. Prefer to talk it through? Call 289-670-7922 or visit any of our seven EZ Rides locations across Ontario.

Yes. All credit types are welcome, and we offer specialized options for customers with less-than-perfect or limited credit history. If you're not sure whether you'll qualify, apply anyway — there's no cost and no obligation, and our team will help you find a plan that fits.

It depends on your credit profile, but our finance team will follow up within 1–3 business days by phone to review your application and walk you through your options.

Applying is free and there's no obligation to buy. To assess your application, EZ Rides and our finance and lending partners may obtain one or more inquiries from consumer credit reporting agencies. Some of these can be hard inquiries, which may affect your credit score — you authorize this when you submit the form. If you have any questions about the process, our finance team is happy to walk you through it before you go ahead.

To get started, the online form only asks for a few basics so we can reach you — you won't need any documents just to submit it. Later in the process, depending on your credit profile and the lender, you may be asked for:

• Government-issued photo ID (driver's license or passport)
• Proof of income, in some cases (such as a recent pay stub)
• Proof of residence, in some cases (such as a utility bill or statement)
• Banking details for pre-authorized payments

Your finance representative will tell you exactly what's required for your situation.

To request an update on a finance inquiry or a current application, reply to the original finance confirmation email you received and our team will get back
to you. If you have further questions email finance@ezrides.ca